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Metal Building Financing & Rent-To-Own

Two easy ways to get your carport or building now and pay over time — traditional financing through Acorn Finance's lender marketplace, or no-credit-check rent-to-own through RTO National. Checking your options won't affect your credit score.

$100kMax Loan Amount
12 yrsMax Loan Term
$0Down Option (WAC)
Rent To OwnNo Credit Check

Two Ways To Pay — Pick Yours

Both options are explained in full on this page. Jump straight to the one that fits you:

Option 1 · Acorn Finance

Traditional Financing

Compare real loan offers from top national lenders side by side — amounts up to $100,000, terms up to 12 years, funds in as little as 1–2 business days.

Credit-based offers · checking won't affect your score See Financing Details ↓

Option 2 · RTO National

Rent-To-Own / No Credit Check

Lease-to-own with guaranteed approval and no credit check — plus a low-down installment plan for established credit. Amounts up to $20,000.

Guaranteed approval available · no credit check See Rent-To-Own Details ↓

Not sure which fits? Call 1-800-324-5315 and we'll walk you through both.

Option 1 · Traditional Financing

Acorn Finance — Secure Online Financing

Check Your Monthly Payment

From $161/month

for a loan of

Estimate for well-qualified individuals, based on the illustrative example in the disclosures below (8.94% APR, 84 months, $0 fees). Your actual rate, term, and payment are set by the lender.


Pre-Qualify In Minutes

✓ Checking offers won't affect your credit score

Already applied? View my offers

Buy Now, Pay Monthly

Metal Carport Depot has teamed up with Acorn Finance — an open marketplace of top national lenders — so you can compare real offers side by side and pick the one that fits your budget. One simple form, multiple lenders competing for your loan.

  • ✓No impact to your credit score to check offers
  • ✓Competitive APRs1
  • ✓Loan amounts up to $100,000
  • ✓Terms up to 12 years
  • ✓Funds in as little as 1–2 business days after approval2
  • ✓No prepayment fees

1,2 See Important Disclosures below.

Quick. Simple. Secure.
How Acorn Finance Works
Step 1: Pre-qualify
1Pre-qualify
Fill out the easy online form to check pre-qualified offers with no impact to your credit score
Step 2: Select offer
2Select offer
Compare terms and payment options and pick the offer that's best for you
Step 3: Finish application
3Finish application
Complete the application on your selected lender's website
Step 4: Receive funding
4Receive funding
After loan approval, your funds should arrive within 1–2 business days2

Our Top National Lenders & Partners

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Not currently available in MA, NV, RI, or USA territories or outside the USA

Important Disclosures

You could be eligible to finance your purchase through Acorn Finance. Acorn Finance is not a lender but partners with lenders to make loans available to you. Monthly payment estimates are for informational purposes and do not represent a financing offer or terms that are available to you. This information is presented without warranty or guarantee of availability of any loan to you. Annual percentage rates on loans with our partner lenders range between 6.24% and 35.99% and terms range between 2 and 12 years. Some partner lenders may charge an origination fee of 1% to 6% and may deduct that fee from the loan amount or increase the loan amount to include the fee.

For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact your credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. Advertised rates and terms are subject to change without notice.

Option 2 · No Credit Check Available

RTO National — Rent-To-Own & Installment Plans

Prefer not to take out a traditional loan — or need an option with no credit check? RTO National offers two programs on amounts up to $20,000:

For Established Credit

RTO National Installment

A traditional fixed-rate installment plan with low upfront cost.

  • ✓As low as $0 down payment
  • ✓Simple interest
  • ✓Fixed APR
  • ✓Amounts up to $20,000

690+ Credit Score

Apply Now »
No Credit Check

RTO National Rent-To-Own

A lease-to-own program with guaranteed approval — no credit check required.

  • ✓Lease application
  • ✓Guaranteed approval
  • ✓Amounts up to $20,000
  • ✓Must be a land or homeowner

No Credit Check

Apply Now »

Rent To Own Not Available In All States Or With All Manufacturers

Not sure which option fits? Call 1-800-324-5315 and we'll walk you through both — ordering requires a deposit of no more than 20%, and in most cases the balance is due after installation.

Monday–Friday 8:30 AM – 7:00 PM Central · Saturday 9:00 AM – 3:00 PM Central

Financing offered through Acorn Finance and its partner lenders; rent-to-own and installment programs offered through RTO National. All programs subject to approval and to each provider's terms, availability, and eligibility requirements, which are subject to change without notice. Monthly payment figures shown on this page are illustrative estimates only and do not constitute an offer of credit. See the Important Disclosures above for complete Acorn Finance information.